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 Credit repair refers to the process of improving your creditworthiness by fixing errors or inaccuracies in your credit report, addressing negative items that may be dragging down your credit score, and taking steps to build positive credit history. A better credit score can help you qualify for loans, credit cards, and better interest rates 

To begin your credit repair journey, you should obtain a copy of your credit report from each of the three major credit bureaus: Equifax, Experian, and TransUnion. You are entitled to a free copy of your credit report from each bureau every 12 months. Review each report carefully for any errors or inaccuracies, such as accounts that don't belong to you or incorrect balances. 

If you identify any errors, it is essential to contact a credit repair consultant to assist you in reviewing and potentially repairing any errors.  

 It's important to note that credit repair is not an overnight process, and there are no quick fixes or magic solutions. Improving your credit score takes time and patience, but with dedication and persistence, you can achieve a better credit standing.